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1Student Checking Account available for ages 16-24. Account will revert to Free & Easy Checking at age 25. To receive graduation bonus a graduation diploma or certificate (dated no sooner than six months from account opening) must be presented at any Dedham Savings location and account must be open for 6 months before bonus is deposited into Student Checking Account. Bonus will be deposited to account upon presentation of certificate or diploma. No minimum balance to obtain bonus. A 1099 will be issued for tax reporting purposes. One offer per customer. ATM rebates applied no later than following day of transaction. 2Free & Easy Checking Account ATM rebates are applied at end of monthly statement cycle. To qualify for ATM rebates, you must have online statements and direct deposit. A direct deposit is a recurring deposit of a paycheck, pension, Social Security, or other regular monthly income, electronically deposited by an employer or outside agency into your account. 3Interest Rewards Checking APY (Annual Percentage Yield) accurate as of July 1, 2019 and paid on qualified accounts. $10.00 minimum balance required to earn APY. 1.00% APY paid on balances up to $10,000; 0.05% APY paid on balances of $10,000.01 and over. APY subject to change without notice. To receive rewards, you must complete the following each qualification cycle: receive online statements, make 12+ posted and cleared debit card purchases, and have at least 1 posted and cleared direct deposit or ACH auto debit. A qualification cycle means a period beginning 2 days prior to the last statement cycle through 3 days prior to the current statement cycle. ATM rebates applied at end of monthly statement cycle for qualified accounts. Fees may reduce earnings on account. One account per customer. 4Check Rewards Checking APY accurate as of July 1, 2019. $10 minimum balance required to earn 0.05% APY. APY subject to change without notice. Fees may reduce earnings on account. Free standard checks or $10 credit toward custom check reorder.